Get Instant Loans Up To ₱50,000!
Low Daily Rates from 0.1%.
Apply 100% Online. Receive Funds in Minutes.
Flexible Loan Tenures: 30 to 180 Days.
Download our app complete your loan application in minutes.
Our system reviews your application instantly and provides a decision within hours.
Get your funds transferred directly to your bank account or e-wallet immediately.
Get loan decisions within minutes, 24/7, with our advanced automated system.
Access funds without pledging any assets or guarantors required.
Choose repayment terms that suit your financial situation from 30 to 90 days.
Fully compliant with BSP regulations and protected by bank-level encryption.
You must be a Filipino citizen aged 18-65, have a valid government ID, active mobile number, and bank account. You also need to provide proof of income which can be from employment, business, or other verifiable sources.
Loan amounts range from ₱1,000 to ₱50,000 with repayment terms of 30, 60, or 90 days. The exact amount and term will depend on your credit assessment and repayment capacity.
Interest rates start at 1.5% per month. We are fully transparent with all charges - there are no hidden fees. All costs will be clearly shown before you confirm your loan.
Once approved, funds are typically transferred within 15 minutes to 1 hour for major banks. For smaller banks and e-wallets, it may take up to 24 hours.
Yes, you can repay your loan at any time without penalties. Early repayment will reduce the total interest you pay. Simply go to the "My Loans" section in the app to make an early payment.
"The speed is unbelievable! I applied on my phone and got the loan in just 15 minutes. The app is so easy to use. Highly recommended for anyone in a pinch!"
"I needed a flexible payment schedule, and Bilis Cash offered exactly that. I could choose a 90-day plan that fit my budget. No hidden charges, everything was clear from the start."
"I had a question about my repayment, and the customer service was fantastic! They were patient and solved my issue quickly. It feels good to know you're dealing with a reliable company."
"This app saved me during a medical emergency. The process was
straightforward, and the funds were in my account in no time. A
true lifesaver!"
"I've tried other loan apps, but Bilis Cash is by far the simplest and fairest. The interest is reasonable, and the approval is instant. Finally, a lending service that respects your time and intelligence."
Download our mobile app for the fastest and most convenient way to apply for loans, manage your account, and make repayments anytime, anywhere.